Generate Revenue As You Pay! Financing affords you the option of getting new equipment now and paying for it in small manageable payments. You can start earning money right away and realize an immediate return on your investment!
Loans are equipment financing agreements that enable businesses to purchase equipment or software, finance up to 100% of the cost of acquisition and repay the cost over time. As owner of the equipment, a business can realize the benefits of depreciation and interest expense deductions for tax purposes.
Laguna offers many finance options from our trusted partners. The rates are very competitive and give you the best options to own your machine quickly.
Based on 160 hour work month and a finance term of 60 months. The rates below apply for businesses established two years or longer. Under two years the hourly rate will be slightly higher.
*These rates are based on an average and may not reflect exactly what you end up paying.
Yes, our lease companies offer both Lease and Loan options in which you own the machine at the end of the finance terms.
Our primary lender and most of the other lease companies we use do not have a penalty if paid after 12 months. This gives you the option to pay off the balance after 1 year, relieving you from any long term obligations.
Yes, Section 179 is an incentive for small to medium sized businesses to invest in equipment and grow their company through reduced tax liabilities. Under extended Section 179 limits established by the Protecting Americans from Tax Hikes Act of 2015, businesses are allowed to purchase qualifying equipment to immediately depreciate new or used equipment costs.